FIRE Calculator for UK & Australia
A calculator for working out your path to Financial Independence, designed specifically for UK and/or Australian residents. It accounts for the different pension access ages and tax-advantaged accounts in each country.
Where are your finances?
About You
Mortgage (Optional)
If you have a mortgage, enter the details below. Your spending will automatically reduce after payoff. Your main residence is typically excluded from FIRE calculations. If you own your home outright, factor the lack of rent/mortgage into your retirement spending. If planning to downsize, include the expected equity release in your accessible investments.
UK Accounts
Private pension accessible at age 57. ISA funds accessible anytime.
Pension (Workplace/SIPP)
Include: workplace pension, SIPP, personal pensions
ISA & Accessible Savings
Include: ISA balances, premium bonds, savings accounts, crypto
Assumptions
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